稅季救星變理財神器！WeLend AI私人貸款14分鐘到手，高達$30,000回贈等你拎

🤖把握低息稅貸時機, 輕鬆理財新體驗

每逢稅季，打工仔難免頭都大埋！交稅少則一百幾千已經夠肉痛，多則十幾二十萬直接KO你的銀行戶口！但係好彩嘅係，稅貸就是你的救星！

稅貸不只是交稅神器，更是理財高手的秘密武器。就算你今年免稅，都千萬唔好錯過稅貸！點解？因為稅貸享有超低息優惠，比一般貸款平好多！用稅貸可以幫你增加現金流，手頭鬆動機會更多，而且輕鬆分期還款，壓力減半！

想像一下，一次過用一大筆積蓄交稅會令現金流減少，可能令原先計劃大失預算；如果用稅貸交稅，就可以保留現金應急，想裝修屋企打造理想家居？想買車提升生活質素？私人貸款都可以幫你一步到位！唔使再等幾年儲錢，夢想可以即刻實現，讓生活更精彩！

唔好再讓稅季成為你的惡夢！用稅貸讓生活更輕鬆，讓錢包更有彈性！記住，懂得借錢的人，先係真正識理財的人！

WeLend低息稅季私人貸款現金回贈特高，可享高達HK$30,000回贈金額^*，通過我們WavingCat的專有連結，申請可享額外$500超市禮券^*（請參閱下方條款及細則）！

WavingCat送多$500 獨家連結

🚀 市場熱門私人貸款: WeLend 兩大優勢

1.閃電速度：14分鐘現金到手¹

還記得以前去銀行借錢要等幾個星期嗎？WeLend 24/7網上申請徹底改變了借貸體驗！隨時隨地都可以申請，1秒即時報價²，最快14分鐘現金¹就能到手。就算大風落雨，都可以安在家中解決現金需要！

2.極簡申請：只需身份證¹

忘記那堆厚厚的文件吧！WeLend的AI系統能夠自動讀懂你的財務狀況，只需要身份證¹就能完成整個申請流程。無需再花時間預備過多的文件，大大縮短貸款申請時間！

💰現金回贈優惠：高達HK$30,000現金回贈 + $500超市禮券^*

WeLend現正推出限時優惠，凡透過網上申請私人貸款，供款期24期或以上，成功提取指定貸款額，即可享有高達HK$30,000現金回贈。全新客戶透過WavingCat的專有連結，申請貸款HK$150,001或以上，不論貸款獲批與否，都可額外獲得$500超市禮券*（請參閱下方條款及細則）！

獎賞級別	提取貸款額	供款期要求	現金獎賞
獎賞 1	HK$150,001 至 HK$200,000	24期或以上	HK$2,800
獎賞 2	HK$200,001 至 HK$300,000	24期或以上	HK$6,000
獎賞 3	HK$300,001 至 HK$500,000	24期或以上	HK$10,000
獎賞 4	HK$500,001 至 HK$599,999	24期或以上	HK$12,000
獎賞 5	HK$600,000 至 HK$799,999	24期或以上	HK$14,000
獎賞 6	HK$800,000 至 HK$1,199,999	24期或以上	HK$18,000
獎賞 7	HK$1,200,000 或以上	24期或以上	HK$30,000
額外獎賞	申請貸款HK$150,001或以上，不論貸款獲批與否，都有機會額外獲得$500超市禮券*（請參閱下方條款及細則）

WavingCat送多$500 獨家連結

WeLend 私人貸款助你與時競賽，超越每個時刻

香港人時間永遠不夠用，面對重要事情總是「遲啲先」、「搵日先」。你有多久沒陪伴摯愛？又有多久沒為自己留時間？WeLend深明時間珍貴，相信「有心要及時」。

數據顯示，我們每年與伴侶真正相處只有約17日，陪伴子女僅15日，與朋友聚會8日，陪父母更只有6日。時間如此寶貴，更不應浪費在等待上。

WeLend運用先進AI技術，徹底改變傳統借貸體驗。24/7網上申請，1秒即時報價，最快14分鐘現金到手。不用排隊等候，不用繁複手續，讓你把時間投放在真正重要的人和事上。

AI私人貸款不只是資金周轉工具，更是時間管理的智慧選擇。當機會來臨，當摯愛需要，WeLend助你與時間競賽，把握每個珍貴時刻，活出更精彩人生。

WavingCat送多$500 獨家連結

忠告：借錢梗要還，咪俾錢中介
WELEND LIMITED放債人牌照號碼：0900 / 2025
查詢及投訴熱線：(852) 3590 6396

註1：申請者須符合指定要求，實際情況或會因個別情況而有所不同。

註2：只適用於收到申請者的環聯信貸報告後計出報價的所需時間。申請者須符合指定要求，實際所需時間或會因個別情況而有所不同。

^{*「HK$500 超市禮券」優惠條款及細則 (“推廣”)：}

^{1. 是次優惠推廣期由2025年10月1日起至2025年12月31日止 (包括首尾兩日) (“推廣期”)。}

^{2. 全新客戶凡於推廣期內經指定網上途徑遞交私人貸款或結餘轉戶貸款申請、申請新貸款額須達HK$150,001或以上、完成整個申請程序（包括查閱信貸報告）並交齊所需文件及資料（包括但不限於香港身份證副本、住址證明及入息證明及/或其他審批所需文件等），不論貸款最終獲批核與否，均可獲贈價值HK$500 超市禮券(“禮券”)。}

^{3. 就本條款及細則而言，全新客戶定義為是次申請前從未於WELEND LIMITED (“WELEND”) 申請任何貸款之客戶。}

^{4. 推廣期內每位合資格客戶只可獲贈禮券一次。此優惠不可與其他優惠同時使用。}

^{5. WELEND將於2026年1月16日或之前透過手機短訊 / 電郵向合資格客戶發出換領禮券通知及有關換領詳情。客戶須按手機短訊 / 電郵換領通知上之指示的換領有效日前到換領中心領取，逾期恕不受理。所有合資格客戶需出示香港身份證及換領通知到換領中心領取禮券。如客戶未收妥換領通知，必須於2026年1月30日或之前通知WELEND；否則，WELEND將不承擔任何責任。禮券一經派發，恕不補發。}

^{6. 如客戶以任何虛假、不準確、不完整或不適用等資料向WELEND申請貸款或於WELEND維持不良貸款戶口狀況，包括但不限於不按時還款及有任何不良信貸紀錄，在不損害WELEND可能具有的任何其他權利和救濟的情況下，WELEND將會取消該客戶獲得有關禮券換領資格並不作另行通知及有權追討有關費用。}

^{7. 有關禮券不可兌換現金、轉換其他禮品或轉讓予第三者。如客戶因申請時提供錯誤資料或任何原因未能成功兌換禮券，WELEND將不承擔任何責任。}

^{8. 禮券如未能於換領有效日期或之前換領或因任何原因未能如期使用均作放棄論並不得退款，WELEND不會承擔任何責任亦不會作出賠償。如禮券通過未授權渠道獲得或以任何方式塗改、複製、偽造、破壞、篡改或重覆使用，將被視為無效。}

^{9. 有關禮券之使用、質素及其他事項須受刊載於禮券上之條款約束及一切有關禮券之細則由所屬公司全權負責，WELEND將不承擔任何責任。}

^{10. 如禮券缺貨或停止售賣，WELEND保留以同等價值禮品代替之權利而不作另行事先通知。}

^{11. WELEND保留隨時終止/或暫停本優惠或修改有關本優惠之條款及細則之權利，而不作另行通知。}

^{12. WELEND擁有對貸款審批及任何爭議之最終決定權。}

^{13. 除有關貸款申請人及WELEND以外，並無其他人士有權按《合約(第三者權利)條例》 強制執行本條款及細則的任何條文，或享有本條款及細則的任何條文下的利益。}

^{14. 以上之條款及細則，如中、英文兩個版本有任何抵觸或不相符之處，應以中文版本為準。}

 

^{Terms & conditions for HK$500 Supermarket voucher (“Promotion”) ：}

^{1. The Promotion is valid from Oct 1, 2025 to Dec 31, 2025, both dates inclusive (“Promotion Period”).}

^{2. During the Promotion Period, New Customers who have applied for the designated Personal Loan or Debt Consolidation Loan (“Loan”) through designated online channels with a net applied loan amount of HK$150,001 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income. Regardless of approval result, shall be eligible to receive a HK$500 Supermarket voucher (“Gift”).}

^{3. For the purpose of these Terms and Conditions, a “New Customer” means a customer who has never applied for any loans from WELEND LIMITED (“WELEND”) prior to the application of the present designated loan.}

^{4. Each eligible customer can only participate in the Promotion once during the Promotion Period and may not enjoy this Promotion in conjunction with any other promotions offered by WELEND.}

^{5. Redemption notification for the Gift and details of the redemption arrangement will be sent to eligible customers via SMS or email on or before Jan 16, 2026. Customers who have not received any redemption notification by this date shall notify WELEND by email by Jan 30, 2026; failing which, WELEND shall accept no liability, whatsoever, for the lack of notification given to customer for the redemption. Customers are required to follow the instructions on the redemption notification to redeem the Gift. All Gifts must be redeemed by the redemption deadline as stated in your redemption SMS or email. Eligible customers are required to present their original HKID and redemption notification to the redemption centre. Once the Gift is redeemed, it will not be reissued.}

^{6. If the application for the designated Loan is made with any false, inaccurate, incomplete, inapplicable information or if the customer does not maintain a good loan account record, including but not limited to non-punctual repayment or with any unsatisfactory credit record with WELEND, without prejudice to any other rights and remedies available to WELEND, WELEND reserves the right to revoke the Gift without further notice. WELEND reserves the right to recover any costs incurred in relation thereto.}

^{7. Each Gift cannot be exchanged for other gifts, cash or cash equivalents or transferred to any other party. WELEND takes no responsibility whatsoever if the Gift cannot be redeemed due to false or incorrect information provided during the loan application or any other reason.}

^{8. Any Gift which is not redeemed on or before the valid redemption date, or cannot be used for any reason, will be forfeited and no refunds will be provided. WELEND shall assume no liability in respect thereof. Any Gift obtained through unauthorized channels or modified, copied, forged, damaged, tampered or duplicated with in any way shall be deemed void.}

^{9. The Gift redemption, use of the Gift, all procedures, terms, applicable fees or surcharge are bound by the Terms and Conditions printed on the Gift. WELEND shall not be liable for the product and services provided by the Gift’s company, any issues arising from or relating to the Gift’s quality or use and its redemption.}

^{10. If the Gift is out of stock or otherwise unavailable, WELEND reserves the right to exchange the Gift for another gift of same equivalent value without prior notice.}

^{11. WELEND reserves the right to terminate and/or suspend the promotion or modify its terms and conditions at any time without prior notice.}

^{12. WELEND reserves its absolute right on any loan approval decision and any disputes.}

^{13. No person other than the loan applicant and WELEND will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.}

^{14. In the event of any inconsistencies between the English and Chinese versions of the Terms and Conditions, the Chinese version shall prevail.}